The Treasury and Treasury issued a last-minute statement on home loans with interest rates of 0.89 and 0.99. The ministry provided details of the housing finance project in its post. Here are the terms of use of the low-interest home loan:
The Treasury and Treasury issued a last-minute statement on home loans with interest rates of 0.89 and 0.99. The ministry provided details of the housing finance project in its post. Here are the terms of use of the low-interest home loan:
– My first home loan assistance is for first-hand houses worth up to 2 million TL and the value of the house is determined by the banks’ appraisal.
– Credit support is provided by our public banks to support our citizens’ first home purchases.
– The applicant must not have a residence owned solely by himself or his spouse or children at the same address at the time of applying for the loan.
– Applicants may have registered immovable property with shares. However, a house cannot be found as a whole in the same family.
– Applicants must not have an open home loan in addition to the title deed.
– A monthly interest rate of 0.99 is charged for financial aid with a term of up to 10 years.
– Credit transactions are processed within the framework of the general credit practice of the banks.
– Our citizens can benefit from this package only once.
PUBLIC BANKS SHARE THE DETAILS WITH STAFF
On the other hand, while the legal regulations for the First Evim Housing Loan and the Extended Housing Loan package remain, the relevant public banks informed the bank employees how to use the products.
housing financing project
— TR Ministry of Finance and Finance (@HMBakanligi) May 20, 2022
My first home loan
The estimated value of the house is a maximum of 2,000,000 TL.
Applications will only be accepted for zero housing and current zero housing criteria will apply.
The customer, his spouse or his child living in the same household may not have residential properties entirely for themselves. Although the existing interests do not prevent the use of the product, the product will not be used if the sum of the interests of these persons reaches 100%.
The fact that the client, his spouse or child living in the same household owns a property of the above quality and has subsequently sold it does not prevent him from applying for the Ilk Evim Housing loan.
The customer and/or his/her spouse can only use the relevant product once.
The product interest is 0.99% per month.
The maximum term is 120 months.
Enhanced Home Loan
The estimated value of the house is a maximum of 2,000,000 TL
Applications for zero and used housing will be accepted and the existing criteria for zero housing will apply.
The customer, his spouse or his child living in the same household may not have residential properties entirely for themselves. Although the existing interests do not prevent the use of the product, the product will not be used if the sum of the interests of these persons reaches 100%.
The fact that the customer, his spouse or child living in the same household owns a property of the above quality and has subsequently sold it does not prevent him from applying for the Extended Home Loan product.
At least half of the value of the home must be in foreign currency and/or gold accounts before 4/1/2022 and said amount must be converted to TL at the bank at the CBRT conversion rate by the loan usage date.
Home loans can finance 50 percent of the value of the home.
The customer, his spouse and the child living in the same household must not have any open proof of housing loan in the KKB query.
The customer and/or his/her spouse can only use the relevant product once.
The product interest is 0.89% per month.
The maximum term is 120 months.
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